Income Protection
Income protection
This is vital. Your income pays for everything. Protect it.
Consider the following…
How long would you survive, financially speaking, if something happened to you that prevented you from being able to earn a regular income? How long would your savings last? If you are a PAYE employee in Ireland, State Disability Benefit is €11,440 a year. Is €953 a month enough money to pay your mortgage or rent, your grocery bills and any other basic household bills? Not to mention any ‘luxuries’ like a Friday night take-away!
An income protection plan is a tax efficient insurance policy that is designed to pay you up to 75% of your gross annual income if you are unable to work due to ANY accident, illness, injury or disability. There are 5 life assurance companies in Ireland that offer this type of policy. It’s easy to establish that you NEED an income protection plan, but how do you know which life assurance company to go with and what level of benefit to take? Family Cover QFA advisers are qualified to help you structure your income protection plan to suit YOUR needs – not the life assurance company’s or the bank’s. Complete this quote request form and an adviser will send you some suggestions to secure your financial future and guide you through the whole process.
Protect your income. It pays for everything.
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Additional benefits.
- Premiums qualify for tax relief at the marginal rate of tax – 40%.
- Cover up to age 70 available.
- Receive payment of benefit in as little as 4 weeks from start of illness.
- Hospitalisation benefit included.
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